About Us

Who are Top Half Financial Services?

We are a privately owned and operated business based in Whangarei. We have over 25 years’ experience, helping clients throughout Northland and New Zealand.

Why Us?

We work for you our client. Our goal is to help protect you, your family, business and wealth. Unlike banks we are not limited to one provider which means we can offer a complete range of insurances from various companies and recommend the product that is right for you. 

Our job is to make insurance easy, and that includes helping when you have a claim.  


Peggy Phillips

Top Half Financial Services

Peggy began her career in financial services in 1991 with a large New Zealand insurance company following several years in public relations. In 1994 she joined Westpac Bank as a mobile financial consultant offering investment solutions and risk management. In 1999 she became a mortgage broker manager before joining AMP as an adviser. In 2004 Peggy set up her own financial services and mortgage broker company - - Top Half Financial Services Ltd. View Peggy Phillips's profile on LinkedIn

Disclosure Statement

Matt Phillips

Top Half Financial Services

Matt graduated from the University of Waikato in 1998 with a Bachelor of Management Studies majoring in Finance and Marketing. In 1999 he began his career as a financial adviser for TTG Wealth Management based in Hong Kong. In 2011 he joined Top Half Financial Services Ltd then founding insurance comparison site www.comparenow.co.nz View Matt Phillips's profile on LinkedIn Disclosure Statement

Jeni Hamblyn

Top Half Financial Services

Jeni Hamblyn works alongside Peggy and Matt and runs the day to day operations in the office. She has over 5 years industry experience. Jeni specialises in software, insurance quotations and plan writing. Jeni provides administrative support to present and future clients and manages all claims.